There are primarily two types of visitors insurance plans.
Fixed: Cheaper, limited coverage
Comprehensive: Better, more expensive
Details at
http://www.insubuy.com/guide/visitors-insurance-types.jsp
I suggest that you visit our web site at
http://www.insubuy.com and enter your criteria. You will see various plans from different companies. You can compare them side by side and decide the best one for your needs.
Deductible: The amount you will have to pay (even for Dr Visit) before the insurance plan pays anything at all.
If you have any other specific questions, please post them here or contact us at any time at (866) INSU-BUY.