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FAQ for international student medical insurance
Q:
Who is eligible to purchase international student insurance?
A:
You are generally eligible for international student insurance
if you are a full-time student at college or university, excluding
online colleges and universities and you are studying outside
your home country. You can either be a foreign student in the USA on F1 visa for example or US citizen student studying outside the United States.
Q:
I just graduated and I am on OPT (Optional Practical Training). Technically I am still on F1 visa, can I purchase student health insurance?
A:
No. You must be enrolled at college or university and take classes on a full-time basis to be eligible
for student health insurance. Consider buying
short term health insurance products instead.
Q:
My school requires that any insurance I purchase must meet minimum requirements of the school.
How do I know whether the insurance plans listed on your web site meet all the requirements?
A:
We know the international student health insurance requirements of many schools. However, it is not possible to know the international student medical insurance requirements of all the schools. Please email the requirements
to
or fax it to us at (972) 767-4470. We will look into the requirements and get back to you right away. Make sure to provide
your contact information.
Q:
I have already verified that one or more international student insurance plans listed on this web site
meets all the requirements of my university. How can I get the compliance form (or waiver form) filled
to certify that?
A:
Please fill your portion in the compliance form and fax it
(972) 767-4470.
We will get it completed and fax it directly to your university. Please allow 3 business days for
processing. While we completely understand that many students wait until the last moment to buy international student health insurance and want documentation right away, there are many more students just like you and insurance companies fulfill the needs of everyone right away.
You must first purchase the student health insurance before we can fill the compliance form for you. Q:
Can I buy the student health insurance just for my dependents? I don't want to buy medical insurance
for myself because I already get it through my university or I don't want it.
A:
You can't buy international student health insurance just for your dependents if you are not buying the same for yourself. You can consider purchasing short term health insurance products instead.
Q:
I am currently studying full-time in USA. If I buy one of the student medical insurance plans
available on your web site, would I be covered if I visit my home country during vacation?
A:
No. International student medical insurance provides coverage only outside home country.
Q:
Can I continue international student medical insurance after I graduate and before I get covered
by employer's health insurance when I find a job?
A:
No. You can be covered by international student health insurance only as long as you are a full-time
student enrolled in an university. After you graduate and before you get covered through your
future employer, consider buying
short term health insurance products instead.
Q:
Will international student insurance cover pregnancy?
A:
Yes, pregnancy is covered in most international students health insurance as long as you are not already
pregnant at the time of effective date of insurance.
Q:
I am a Canadian citizen and don't require passport to come to United States to study. However,
all international student health insurance requires me to enter the passport number. How do I buy
the insurance?
A:
You can specify your driver's license number.
Important disclaimer: Please
note that we have tried to answer the questions to
the best of our knowledge. We make no guarantee of
the accuracy of these answers, as actual answers may change from time to time as insurance companies change their policies or because of any other reason. We will not be liable in any case, for any problem
arising out of reading these questions and answers.
Please use this information at your own risk.
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