Credit Score without SSN

[seattle2903]

I've never had a SSN but I was able to open a BofA credit card in 2016 with a $600 limit. I used it responsibly, no high utilization, no balance carried, etc. In August 2018 I applied via phone for an AmEx credit card and they approved me, surprisingly. I gave them my passport number, visa number, stuff like that and they approved me for $1,000 limit. When the credit card came in the mail, I read the paperwork and it says that for said application, AmEx made a pull on my credit and the score was 746! I am not able to see it myself because all bureaus and CreditKarma ask for an SSN to provide the score.

So, does that mean I have a credit score even without an SSN? I changed my name through marriage and I applied for all the AoS paperwork using my married name. When I will receive my SSN, it will be in my married name. Will that mean my existing credit score will be wiped since the names don't match?

[UScitizenFilingforspouse]

I've never had a SSN but I was able to open a BofA credit card in 2016 with a $600 limit. I used it responsibly, no high utilization, no balance carried, etc. In August 2018 I applied via phone for an AmEx credit card and they approved me, surprisingly. I gave them my passport number, visa number, stuff like that and they approved me for $1,000 limit. When the credit card came in the mail, I read the paperwork and it says that for said application, AmEx made a pull on my credit and the score was 746! I am not able to see it myself because all bureaus and CreditKarma ask for an SSN to provide the score.

So, does that mean I have a credit score even without an SSN? I changed my name through marriage and I applied for all the AoS paperwork using my married name. When I will receive my SSN, it will be in my married name. Will that mean my existing credit score will be wiped since the names don't match?

Just give Bank of America and Amex your SSN when you get it. That should take care of it.

[cptfll]

I've never had a SSN but I was able to open a BofA credit card in 2016 with a $600 limit. I used it responsibly, no high utilization, no balance carried, etc. In August 2018 I applied via phone for an AmEx credit card and they approved me, surprisingly. I gave them my passport number, visa number, stuff like that and they approved me for $1,000 limit. When the credit card came in the mail, I read the paperwork and it says that for said application, AmEx made a pull on my credit and the score was 746! I am not able to see it myself because all bureaus and CreditKarma ask for an SSN to provide the score.

So, does that mean I have a credit score even without an SSN? I changed my name through marriage and I applied for all the AoS paperwork using my married name. When I will receive my SSN, it will be in my married name. Will that mean my existing credit score will be wiped since the names don't match?

I opened a credit card without a SSN two years ago, as I was still waiting for a SSN while my work visa was being approved. Six months later, I went into the branch to add the SSN to my account. They told me that all my previous credit history would now be connected to my SSN and pull into any credit report run against the SSN. True to her word, I got a credit score two weeks later when I checked with the SSN, and all my previous history was appearing against the SSN.

Granted, I didn't change my name, but I'm inclined to say that you won't lose any history.

[Hardtik]

U can check your score

I've never had a SSN but I was able to open a BofA credit card in 2016 with a $600 limit. I used it responsibly, no high utilization, no balance carried, etc. In August 2018 I applied via phone for an AmEx credit card and they approved me, surprisingly. I gave them my passport number, visa number, stuff like that and they approved me for $1,000 limit. When the credit card came in the mail, I read the paperwork and it says that for said application, AmEx made a pull on my credit and the score was 746! I am not able to see it myself because all bureaus and CreditKarma ask for an SSN to provide the score.

So, does that mean I have a credit score even without an SSN? I changed my name through marriage and I applied for all the AoS paperwork using my married name. When I will receive my SSN, it will be in my married name. Will that mean my existing credit score will be wiped since the names don't match?

You can check your score thru the BOA app. No need social as long as u can login to your account ull be able to check your FICO score.