Health insurance?

[brzusa16]

I don?t know where to begin to understand the process of getting health insurance. Googling the subject just confused me so much more.

Does anyone know what a green card holder can do to have health insurance? I have been a Permanent resident since 1/25. My husband and 2 kids are currently on Medicaid since he was only going to school and collecting gi bill benefits.
I?m currently pregnant and the costs out of pocket have been sky high for us so far (Like $400 alone for 2 urine cultures!)
He?ll be starting a job soon but it may take a while for insurance to kick in.
Any help or guidance would be appreciated !

[angelica]

I don?t know where to begin to understand the process of getting health insurance. Googling the subject just confused me so much more.

Does anyone know what a green card holder can do to have health insurance? I have been a Permanent resident since 1/25. My husband and 2 kids are currently on Medicaid since he was only going to school and collecting gi bill benefits.
I?m currently pregnant and the costs out of pocket have been sky high for us so far (Like $400 alone for 2 urine cultures!)
He?ll be starting a job soon but it may take a while for insurance to kick in.
Any help or guidance would be appreciated !

Although you usually have to have been a permanent resident for 5 years to get regular Medicaid in most states, about half of the states offer Medicaid for pregnancy-related care to pregnant permanent residents even during the first 5 years. If you are in such a state, you could get Medicaid for pregnancy-related care. Note that if you immigrated in a family-based category, the sponsor(s) who filed an Affidavit of Support for you is theoretically liable for reimbursement for your use of Medicaid.

If you can't get Medicaid, you should buy a plan from the Obamacare marketplace for your state. Although open enrollment is recently over, if you've just become a permanent resident, you should qualify for a special enrollment period for 60 days after you became a permanent resident. There is a subsidy if your household income is between 100% and 400% of poverty level. If you can't get Medicaid due solely to your immigration status (and otherwise citizens who are your age and pregnant can get Medicaid), then you can get the subsidy even if your household income is below 100% of poverty level.