Pre-existing kidney disease/dialysis and I-944 health insurance question

[verbose]

So, it’s pretty clear that none of the policies available to visitors (regardless if they are doing AOS to LPR) cover preexisting conditions such as kidney disease and dialysis. Let’s ignore “acute onset of preexisting condition“ for this question.

Once the alien has immigrated, such patients become eligible to use Medicare for taking care of the kidney care and dialysis, Ofcourse they have to pay the Medicare premium etc.

I am wondering what’s the best way to answer the Form I-944 health insurance related questions for such an immigrant while filing AOS.

I have bought Comprehensive travel insurance coverage for 364 days from Insubuy (the Safe Travels USA Comprehensive Plan) which should help with any surprise hospitalisation or emergency care, but how to respond about this health condition so that it doesn’t create a public charge inadmissibility issue for the AOS beneficiary?

(The I-693 will list Chronic Kidney Disease (CKD), Hypertension and Diabetes as beneficiary’s medical conditions.)

Thanks for sharing your time and guidance.

[Amp79]

I have a pre-existing chronic health issue also. I have a $12,000 cheap medical insurance plan through UnitedHealth so that at least it will show on the I-944 that I have some type of coverage in the case of an emergency or whatever.

My 693 will also list my medical condition on there and I asked my lawyer if I should submit an explanation letter with my 693 that would shed some more light on my health and make it seem less serious. Her advice was to let USCIS decide whether they want further explanations of my medical condition. They may not even care that much about it. Besides they’re not doctors anyways.

just don’t accept or apply for any public benefits that would render you a public charge. That’s the most important.

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Thanks Amp79 !

[BNic]

I have a pre-existing chronic health issue also. I have a $12,000 cheap medical insurance plan through UnitedHealth so that at least it will show on the I-944 that I have some type of coverage in the case of an emergency or whatever.

My 693 will also list my medical condition on there and I asked my lawyer if I should submit an explanation letter with my 693 that would shed some more light on my health and make it seem less serious. Her advice was to let USCIS decide whether they want further explanations of my medical condition. They may not even care that much about it. Besides they’re not doctors anyways.

just don’t accept or apply for any public benefits that would render you a public charge. That’s the most important.

This is very useful info for me. Thanks! I've recently been diagnosed with a pre-chronic health condition. I guess, I'll need to take meds on a daily basis (at least I think so after reading the info on the online pharmacy site), though I haven't found it out yet. I need to choose good and inexpensive health insurance. Maybe UnitedHealth is an option for me.