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  • Public Charge issue

    Hi my spouse on F1 visa got the 1095-A form. we have applied for insurance through Mahealthconnector. He had insurance from Health connector and have form 1095-A, till Marc 2019.

    Will this come under public charge, please

    Thanks

  • #2
    Does having a 1095-A form mean one have used public benefits?

    Comment


    • #3
      I'm not familiar with Mahealthconnector. But if it's an ACA plan and he used the premium tax credit, my understanding is that it could be considered under public charge. That doesn't mean that his case would be refused! I believe that they look at every case as a collection of "positive" factors and "negative" factors, and using the ACA premium tax credit could be seen as one negative. It may not be an issue if other circumstances are broadly positive.

      You suggest that he only used that plan until March 2019. If that's the case, and if his current health insurance plan has no public charge concern, USCIS might regard that favorably.

      Comment


      • #4

        IF it is a public charge, perhaps this helps... (I dont know if many people will know since this is only in effect since february and there havent been many adjudications since its in effect to compare notes)

        https://www.uscis.gov/news/public-ch...ublic%20charge.

        &





        Under the final rule, a public charge is defined as an alien who has received one or more public benefits, as defined in the rule, for more than 12 months within any 36-month period.

        The final rule defines public charge as an alien who receives one or more public benefits (as defined in the final rule) for more than 12 months, in total, within any 36-month period (such that, for instance, receipt of two benefits in one month counts as two months).


        Under the final rule, “likely at any time to become a public charge” means more likely than not at any time in the future to become a public charge (in other words, more likely than not at any time in the future to receive one or more of the public benefits (as defined in the final rule) for more than 12 months, in total, within any 36-month period, such that, for instance, receipt of two benefits in one month counts as two months).

        However, receiving public benefits does not automatically make an individual likely at any time in the future to become a public charge
        Last edited by 000000; 07-22-2020, 07:08 PM.

        Comment


        • #5
          Originally posted by Cornflake View Post
          I'm not familiar with Mahealthconnector. But if it's an ACA plan and he used the premium tax credit, my understanding is that it could be considered under public charge. That doesn't mean that his case would be refused! I believe that they look at every case as a collection of "positive" factors and "negative" factors, and using the ACA premium tax credit could be seen as one negative. It may not be an issue if other circumstances are broadly positive.

          You suggest that he only used that plan until March 2019. If that's the case, and if his current health insurance plan has no public charge concern, USCIS might regard that favorably.
          This is the detail of the Massachusetts Health Connector?Please Click image for larger version

Name:	MA health connector.png
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          Attached Files

          Comment


          • #6
            Originally posted by 000000 View Post
            IF it is a public charge, perhaps this helps... (I dont know if many people will know since this is only in effect since february and there havent been many adjudications since its in effect to compare notes)

            https://www.uscis.gov/news/public-ch...ublic%20charge.

            &





            Under the final rule, a public charge is defined as an alien who has received one or more public benefits, as defined in the rule, for more than 12 months within any 36-month period.

            The final rule defines public charge as an alien who receives one or more public benefits (as defined in the final rule) for more than 12 months, in total, within any 36-month period (such that, for instance, receipt of two benefits in one month counts as two months).


            Under the final rule, “likely at any time to become a public charge” means more likely than not at any time in the future to become a public charge (in other words, more likely than not at any time in the future to receive one or more of the public benefits (as defined in the final rule) for more than 12 months, in total, within any 36-month period, such that, for instance, receipt of two benefits in one month counts as two months).

            However, receiving public benefits does not automatically make an individual likely at any time in the future to become a public charge
            Massachusetts Health connector does not fall into these categories


            Benefits Considered


            DHS will only consider public benefits as listed in the rule, including:
            • Supplemental Security Income;
            • Temporary Assistance for Needy Families;
            • Any federal, state, local, or tribal cash benefit programs for income maintenance (often called general assistance in the state context, but which may exist under other names);
            • Supplemental Nutrition Assistance Program (formerly called food stamps);
            • Section 8 Housing Assistance under the Housing Choice Voucher Program;
            • Section 8 Project-Based Rental Assistance (including Moderate Rehabilitation);
            • Public Housing (under the Housing Act of 1937, 42 U.S.C. 1437 et seq.); and
            • Federally funded Medicaid (with certain exclusions).

            any one please guide me.


            Comment


            • #7
              Also, the premium tax credit question comes into picture if he took that credit for his CURRENT insurance, not for the past insurance which seems to be the case here.
              You can see ques 15 A. in I-944
              USC filed AOS for parents on B2. I am not a lawyer.
              Timeline
              2020
              7/21 <— 2 sets of I-130/485/944/864/131/765/693 reached Chicago Lockbox
              8/4 <— Checks cashed
              8/5 <— I-797 SMS
              8/24 <— Biometrics completed
              10/19 <— I-485 ("New Card Is Being Produced")
              10/20 <— I-130 and I-485 ("Case Was Approved")
              10/22 <— I-130 and I-485 Approval notices received
              10/28 <— Green card#1 received
              11/07 <— Green card#2 received

              Comment


              • #8
                Originally posted by immquestion View Post
                Hi my spouse on F1 visa got the 1095-A form. we have applied for insurance through Mahealthconnector. He had insurance from Health connector and have form 1095-A, till Marc 2019.

                Will this come under public charge, please

                Thanks
                Health Connector is Massachusetts' ACA marketplace. It's perfectly fine to use plans from the ACA marketplace. They are not considered in public charge determinations. (And someone on F1 won't qualify for any benefits that are considered in public charge determinations anyway.)

                Comment


                • #9
                  Originally posted by verbose View Post
                  Also, the premium tax credit question comes into picture if he took that credit for his CURRENT insurance, not for the past insurance which seems to be the case here.
                  You can see ques 15 A. in I-944
                  https://www.ashlandmass.com/Document...their%20budget.


                  this is the link of the picture of the picture is not clear.

                  Comment


                  • #10
                    Originally posted by angelica View Post

                    Health Connector is Massachusetts' ACA marketplace. It's perfectly fine to use plans from the ACA marketplace. They are not considered in public charge determinations. (And someone on F1 won't qualify for any benefits that are considered in public charge determinations anyway.)
                    Thanks

                    why please

                    (And someone on F1 won't qualify for any benefits that are considered in public charge determinations anyway.)???

                    Comment


                    • #11
                      Originally posted by Cornflake View Post
                      But if it's an ACA plan and he used the premium tax credit, my understanding is that it could be considered under public charge.
                      Nope. The Premium Tax Credit and Advance Premium Tax Credit, or any other tax credits, are not considered for public charge determinations. See USCIS Policy Manual Volume 8 Part G Chapter 10 section A-2:
                      In addition, USCIS does not consider any tax-related cash benefit including:
                      • Premium Tax Credit (PTC);
                      • Advance Payment of Premium Tax Credit (APTC); and
                      And USCIS Policy Manual Volume 8 Part G Chapter 10 section B-1:
                      Other benefits not considered public benefits in the public charge inadmissibility determination include, but are not limited to:
                      • Tax Credits;

                      Comment


                      • #12
                        Originally posted by immquestion View Post

                        Thanks

                        why please
                        See USCIS Policy Manual Volume 8 Part G Chapter 10 section B-1:
                        Other benefits not considered public benefits in the public charge inadmissibility determination include, but are not limited to:
                        • Health Insurance through the Affordable Care Act;

                        Comment


                        • #13
                          angelica That’s interesting information about PTC and APTC.
                          I am wondering why I-944 Declaration of Self Sufficiency has a question about whether beneficiary has received PTC or APTC on their current plan...
                          USC filed AOS for parents on B2. I am not a lawyer.
                          Timeline
                          2020
                          7/21 <— 2 sets of I-130/485/944/864/131/765/693 reached Chicago Lockbox
                          8/4 <— Checks cashed
                          8/5 <— I-797 SMS
                          8/24 <— Biometrics completed
                          10/19 <— I-485 ("New Card Is Being Produced")
                          10/20 <— I-130 and I-485 ("Case Was Approved")
                          10/22 <— I-130 and I-485 Approval notices received
                          10/28 <— Green card#1 received
                          11/07 <— Green card#2 received

                          Comment


                          • #14
                            Originally posted by verbose View Post
                            angelica That’s interesting information about PTC and APTC.
                            I am wondering why I-944 Declaration of Self Sufficiency has a question about whether beneficiary has received PTC or APTC on their current plan...
                            That's because having ACA insurance without subsidy is considered a "heavily weighted positive factor". See USCIS Policy Manual Volume 8 Part G Chapter 9 section A-4:
                            For purposes of the public charge inadmissibility determination, private health insurance is considered a heavily weighted positive factor in the totality of the circumstances and includes, but is not limited to:
                            • Private health insurance provider through the Patient Protection and Affordable Care Act (ACA) Health Marketplace without a subsidy;
                            That doesn't mean having ACA insurance with subsidy is a negative factor; it's just not a "heavily weighted positive factor".

                            Comment


                            • #15
                              Originally posted by angelica View Post

                              That's because having ACA insurance without subsidy is considered a "heavily weighted positive factor". See USCIS Policy Manual Volume 8 Part G Chapter 9 section A-4:


                              That doesn't mean having ACA insurance with subsidy is a negative factor; it's just not a "heavily weighted positive factor".
                              My spouse had that from Sep 2018 to March 2019. I got Private insurance after that Blue Cross Blue Shield. when filling the form I944 do we have to say my spouse have taken public benefits or not.

                              Comment

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