I entered the US through my EB1A in September 2022, just wanted to share my 8 months experience and also give the group a quick run down on things to expect in the US.
- It took 45 days to receive the green card from the time of entry in to the US.
- Couple of weeks to receive your SSN. never share the SSN with anyone other than with banks.
- You will need a state ID to open a bank account and for any government related transactions. State ID is the first thing to obtain after your green card and SSN.
- To get the state ID you will need proof of address, you will need mails received at that address to get a state ID. So ask your friends to send you mails to your home address in the US.
- Getting credit card is the biggest challenge, Discover Card is the most easiest to and it has the lowest credit limit ($1500), so go for Discover Card to start with.
- Maintaining good Credit scores are very important to get loans, if you try to apply for multiple credit cards your scores will go down, if you use over 30% of your credit card limit then your scores will go down. It is very challenging and tricky to maintain your scores in the initial period.
- All banks are able to access and track your SSN, so when you try to get additional credit cards that is were your credit score goes down.
- If you have any friends with Amex card ask them to refer you, because Amex does not have any credit limit.
- You can apply for your Drivers license after you receive your state ID, the first you will receive an Instruction permit after you pass the online test and then the road test to get your license.
- If you plan to buy a house, you will need to find a realtor who will guide you through the process. I suggest going for a new construction, if it is a new construction then the realtor would share a percentage of his/her commission which will be 2%. Old houses have more formalities. By the way the mortgage rates are high right now.
- I am not able to talk about schools since my kids are grown up and not in school anymore.
- Every year you will have to file your tax returns on or before 18 April, Turbotax is the application used for filing taxes. Your employer will provide you with the W2 form to fill in the tax.
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