Health Insurance refuse to pay

[Kasta86]

Good Morning


I have a problem with the Health Insurance. I came in USA with a temporary VISA for six months in December 2016. For an health problem, I went to the emergency room. After that I sent all the documents to insurance. The problem is that my insurance company are refusing to pay the bill because my problem was a pre-existing condition (in their opinion). Keep in mind that was an unknown health problem. I noticed that the pre-existing condition protection act impedes the Insurance company to refuse the payment for pre-existing conditions. So I would like to know the possibility that I have to force them to pay the bill.

Thanks a lot

By

[insubuy]

What insurance have you purchased and from where did you purchase it?

[Kasta86]

What insurance have you purchased and from where did you purchase it?

It was an IMG insurance and I bought on internet before to leave my country

[insubuy]

From where on the internet did you buy it?

[Kasta86]

From where on the internet did you buy it?

Actually, i do not rember. Probably, directly on IMG website.
Why? Could be usefull?

[insubuy]

Even though the same travel insurance is available from thousands of places at the same price, it is very important to consider where to purchase it from.

If you purchased it directly from the insurance company, you will have to do deal with them yourself.

On the other hand, if you had purchased it from Insubuy, we have dedicated staff to look into your problem and if you are having legitimate claim issue, we would do everything to get that paid.

Please look at

https://www.insubuy.com/why-purchase-from-insubuy/

https://www.insubuy.com/visitors-insurance-broker-advantages/

https://www.insubuy.com/visitors-insurance-claims-help/

[Kasta86]

Even though the same travel insurance is available from thousands of places at the same price, it is very important to consider where to purchase it from.

If you purchased it directly from the insurance company, you will have to do deal with them yourself.

On the other hand, if you had purchased it from Insubuy, we have dedicated staff to look into your problem and if you are having legitimate claim issue, we would do everything to get that paid.

Please look at

https://www.insubuy.com/why-purchase-from-insubuy/

https://www.insubuy.com/visitors-insurance-broker-advantages/

https://www.insubuy.com/visitors-insurance-claims-help/

Thanks. However my question is: the pre-exististing protection act could, in some way, force the insurance to pay?

[inadmissible]

pre-existing condition protection act

HR1121 was never passed by the House of Representatives, much less considered by the Senate

[insubuy]

Thanks. However my question is: the pre-exististing protection act could, in some way, force the insurance to pay?

Unfortunately, if you have not purchased the insurance through Insubuy, we are unable to help you.

Please consider purchasing the insurance through Insubuy the next time.

[samlynn]

Thanks. However my question is: the pre-exististing protection act could, in some way, force the insurance to pay?

any pre-existing condition coverage requirement is for domestic plans only. domestic plans are plans for US citizens or residents. if you came to the US for a visit or any other temp visa then you are not eligible for a domestic plan so there is no requirement that the plan you purchase covers pre-existing. in other words, temp plans for visitors to the US do not cover pre-existing conditions.