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Hi.
I'm looking for health insurance for myself (J1 visiting scholar) and my wife and two children (J2 visa) that meets their requirements:
$100,000 per accident & illness in medical coverage
Deductible cannot exceed $500 per accident or illness
Coinsurance cannot exceed 25%
Medical evacuation coverage must be at least $50,000
Repatriation coverage must be at least $25,000
Pre-existing conditions must be covered with a waiting period no longer than 12 months
Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government.
The university recommends somebody but they seem quite expensive. Are there better options out there that meet these requirements?
Let me know. Many thanks!
Mike.
I'm looking for health insurance for myself (J1 visiting scholar) and my wife and two children (J2 visa) that meets their requirements:
$100,000 per accident & illness in medical coverage
Deductible cannot exceed $500 per accident or illness
Coinsurance cannot exceed 25%
Medical evacuation coverage must be at least $50,000
Repatriation coverage must be at least $25,000
Pre-existing conditions must be covered with a waiting period no longer than 12 months
Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government.
The university recommends somebody but they seem quite expensive. Are there better options out there that meet these requirements?
Let me know. Many thanks!
Mike.
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