uk tourist visa refusal

[maggie19]

Hi!! I recently applied for uk visa which was denied giving me two reasons one was that they weren't sure I would return on the specified date and second was some major transit in my account. My husband is a government secant and I have a well settled life in Pakistan I don't know the reason for first point though I have papers to proof the big transit. I was planning to go to Europe and uk
Now if I want to re-apply immediately with my husbands government letter for approved holiday initially I was going alone.what are the chances of getting visa also I needed a schangen visa so shall i apply that first and uk after that or no now I should wait and apply for uk after 6 months