Hi, I have studied in the UK in 2012 and left the country after completing my studies. I owe money to few of the banks in the UK and one has issue a CCJ as well. I checked my credit report and this CCJ has been issued in 2015 and it is nearly to expire (as per my knowledge, CCJ will stay in the credit report only for 6 years). Also the other banks have defaulted many of my accounts like from 205-2016. If I re0apply for a UK visa (not for a visit, but for studying or skilled migration), will they reject me because of the debts and the CCJ ?