Mixed Insurance Banners Health Insurance for Visitors to USA

Announcement

Collapse
No announcement yet.

Question for a senior member perhaps??

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Question for a senior member perhaps??

    Firstly I apologise for coming direct to a senior member but when I have posted questions here before they have gone unanswered, I know this will be due to the nature of the query and the lack of experience in this and not simply that no one bothered to answer.

    I attended my medical appointment in London 2 days ago as I am in the process of the K1 visa application.

    I answered the questions on the questionnaire as honestly as I could and told them of some medical issues, I was diagnosed with MS in 1991 and have now been in remission for 14yrs, I no longer take any medication at all for this but the doctors still wanted a letter from the specialist.
    I know he will only confirm what I have told them.
    My fiance has a good Income and I have the proceeds from my house sale and an Army pension so even if I needed medication we could pay for it but I really don't see this happening.

    I am so worried that now I might be denied a K1 visa.

    Please can you give me your thoughts on this.

    Izzy

  • #2
    You won't be denied. It is standard practice at Knightsbridge to bring a medical history to your appointment from your NHS doctor concerning anything you answer "yes" to on the medical questionnaire. The doctor at the medical requires more information if anyone has/had high blood pressure, diabetes, depression, heart problems, etc. I participate in a UK forum and have seen hundreds of reports of medicals and interviews. The only denial I've seen is a guy who got cheeky and told the doctor he drinks 20 pints on a typical night out with his mates. He was required to have psychological evaluation for alcoholism and then they sent his reports to the US for further evaluation and decision. Just get a report detailing your diagnosis, any treatment you had, and your current condition. Make sure it's signed and on some type of letterhead with the name and address of the clinic.

    If the interviewing officer brings it up, that's your time to explain how you will handle it in the US and assure him that you will not become a burden to US social services. On a serious note, does your fiance have insurance that he can put you on? Will it cover a preexisting condition if you inform them of your diagnosis? Medical care in the US can be very costly and you don't know when your condition could worsen. I've been in the hospital 3 times in the last few months and have bills that have now exceeded $100,000 and it's nothing that will be a ongoing condition like MS could be. Thank God for health insurance.

    Comment


    • #3
      Nichole
      Many, many thanks for replying to this.................the quicker i get the interview the better, before I worry myself into an early grave.
      I followed the instructions for the stuff required for the medical to the letter, this information I found on the Embassy website, I really didn't see anywhere where it said that I should take a letter from the doctor, despite this I did actually ask my GP for a letter "just in case" and she told me that I really shouldn't need one and even if I did that they (the doctors in London) would write and ask, and of course I really could have used it.
      I have called the hospital where I have attended each year and the neurologist will fax a detailed report to London.
      The other problem I can foresee is that his medical insurance is through his veterans insurance plan who, incidentally cover pre-existing conditions, the thing is, would they see this as me taking from their governments funds? he does have another medical plan from his job but we are trying to find out if they will cover these conditions too.
      I hear you on not telling them till they ask me and I really don't intend to I'm trying to gather all my info on my Military pension and also my bank statements nearer the time to show my savings (from my house sale)
      Nichole again thanks so much and I hope this is plain sailing and I'm worrying over nothing.

      Isabel

      Comment


      • #4
        Veterans insurance is not government funds in the Affidavit of Support sense. Means tested benefits is what's not allowed. Google to find a list of what counts and what doesn't.

        Try not to worry. The London interview is always described as easy and anti-climatic. The only hold up is if you don't bring all the right documents and have to send something back to the Embassy. They tend to take time to get back to your case. Make sure you've read all the details on the Embassy website of what to take...like the LONG form birth certificate, which means it has your parents names on it. You don't have to take any additional medical documents. That's covered by the report sent from Knightsbridge. A young woman interviewed Friday who has a medical condition that confines her to a wheelchair. (She hasn't elaborated on what it is.) She was approved on the spot if that helps ease your worries.

        Comment


        • #5
          Nichole........you are an absolute gem!!! thank you so much for putting my mind at ease........................I'll try to relax a little now ...........bless you girl

          Comment

          {{modal[0].title}}

          X

          {{modal[0].content}}

          {{promo.content}}

          Working...
          X