need help to select insurance

[jyothijose]

HI
I am trying to bring my dad to USA by the end of oct or nov'05.He is 53yrs old ...he is healthy so far by gods grace................He is planning to stay for 2 months only.......which insurance u think is best for him?
thanks
joe

[insubuy]

There are 2 types of insurance plans: Fixed and Comprehensive.

Fixed: Cheaper, limited coverage.
Read https://www.insubuy.com/guide/terms.jsp?section=fixed

Comprehensive: Better, more expensive coverage.
Read https://www.insubuy.com/guide/terms....n=comprehesive

All the plans fall into those 2 categories. They will generally cover any new medical conditions, sicknesses, injuries or accidents that may occur after the effective date of the policy. However, how much get covered for new conditions is different in fixed. vs. comprehensive.

https://www.insubuy.com/ and enter the details about father. You will several different insurance products from different companies. You will see instant quotes from each companies and you can compare them side by side to get better idea about each plan and the differences.

If you have any questions, please feel free to contact us at 1-866-INSU-BUY

[agni14]

Pre-Insurance evaluation

How do you define/determine pre-existing condition? Does the Insurance agency pre-evaluate before underwriting the insurance policy?

My mother arrived in US yesterday. I am still shopping for Insurance. I want the insurance company to sponser a pre-insurance check is that possible?

Govind.

[insubuy]

Pre-existing condition is any medical condition that existed before the effective date of the policy, irrespective of whether you knew about it or not.

There is no medical examination to be done before buying the insurance.

However, when you get sick, visit a doctor or take the treatment, depending upon the attending physician statement, test results, treatment records and looking at overall situation, insurance company's claims department determines whether it is a pre-existing condition or not.

We as a broker have majority of the plans available in the market for visitors to USA and all of them are listed at https://www.insubuy.com You can get instant quotes, compare plans side by side and make instant purchase of the one you like online.

And if you have any further questions, please feel free to post them here or call us at 1-866-INSU-BUY. You can speak to any representative (all are licensed and experienced insurance agents) in our office.