Need medical insurance option for family from India Father(67) and mother(60)

[nit_usa]

My father is 67 and is taking medication for blood pressure. Mother is diabetic, blood pressure. I had a horrible experience with an existing big player in visitor insurance last time when I had to pay all bills for doctors visit, checkups, tests even when I had comprehensive insurance. the insurance company did not pay saying it was pre-existing.

Questions
1) Is it true insurance companies dont cover pre-existing issues at all?
2) If yes, any complications arising out of diabetes would not be covered?
3) what is a good option for comprehensive coverage for non-existing cases? my parents are here for 5.5 months, so need an economical package which cover upto 100k. I can pay deductible upto 2k.
4) my brother, wife and 2 kids (age 5,2) are also visiting. Is there one family policy or do I need to buy it individually?
5)

I m grateful for your pointers and help.

[insubuy]

Thank you for your interest in purchasing visitors insurance.

1.
That is not true. There are several plans that cover acute onset of pre-existing conditions. Please read https://www.insubuy.com/visitor-insu...ng-conditions/

2.
As long as it is acute onset of pre-existing conditions, and you have purchased the plan that covers them, they would be covered.

3. Please look at these two plans:

https://www.insubuy.com/patriot-america-plus-insurance/

https://www.insubuy.com/atlasamerica-insurance/

4.
You can buy one policy for your parents. Another one for your brother's family. For your brother's family, please consider Atlas America insurance at https://www.insubuy.com/atlasamerica-insurance/ as the kids would be free.

5.
In case you have any future problems with claims, please feel free to contact us at any time and we will try our best to help with your legitimate claims.

I hope that answers your questions.

If you have any further questions, please feel free to post them here or contact us at any time.