Atlas Premium America vs Patriot Platinum America

[submittedviaemail]

Between Atlas Premium America and Patriot Platinum America, which coverage is best and which one is most suitable for preexisting conditions?

[insubuy]

Thank you for contacting Insubuy. You may select a policy maximum for the Atlas Premium America of up to $1,000,000. The Patriot Platinum America plan will have policy maximum options of $1,000,000, $5,000,000, and $8,000,000. You may choose either plan option depending on the policy maximum limit you prefer. Neither plan will provide coverage for a pre-existing condition. They are designed to cover any new illness, injury or accident which occurs after the effective date of the policy. The Atlas Premium America plan will provide coverage for the acute onset of a pre-existing condition, while the Patriot Platinum America will provide coverage for the sudden and unexpected recurrence of a pre-existing condition. Of the two definitions the acute onset also includes coverage for the sudden expected outbreak or recurrence. I have added links to the FAQ’s for each clause for your review. You may also obtain assistance by contacting our office at (866) INSUBUY. Theresa is currently out of the office for today, but she will return tomorrow at 8:00AM CST.

Acute Onset of a Pre-existing Condition: https://www.insubuy.com/visitor-insu...ng-conditions/

Sudden and Unexpected Recurrence of a Pre-existing condition: https://www.insubuy.com/sudden-and-u...ng-conditions/