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I am planning to buy "Patriot America Plus" Medical Insurance Plan for my Parents who are visiting USA for tourism purpose . I have few queries mentioned below , could you please clarify them :
1. How the Plan works ? ( I am planning to purchase for $50,000 Policy with $250 Deductible)
2. What is the PPO network this plan supports ?
3. Can I go to any Hospital/Doctor who are not part of the PPO network ? In that case how the plan works ? Will it be direct billing or I have to submit a claim request ?
4. If I purchase a $50,000 Policy with $250 Deductible for my Parents then $50,000 will be individually for Father and Mother i.e $50,000 will be for my Father and $50,000 will for my Mother , right ? or it is like total for both of them will be $50,000 ?
5. I regularly visit the below Hospital , could you please confirm this Hospital is covered under this plan and there will be direct billing for any Doctor visit or hospitalization billing ?
Baptist Medical Center South
14550 Old St. Augustine Road
Interstate 95 Exit 335
Jacksonville, Fl 32258
6. I regularly visit the below Urgent Care,could you please confirm this Urgent Care is covered under this plan and there will be direct billing for any Doctor visit or hospitalization billing ?
CareSpot Urgent Care
8705 Perimeter Park Blvd #2
Jacksonville, FL 32216
7. Will this plan cover doctor prescribed medicine bills ? over the counter medicine bills ?
8. After purchase of the plan, Can I cancel it if my parent return early or if there is a change in their travel plan ?
9. How buying this plan through Insubuy will help me later ? Will I get any support from Insubuy if I need to claim or use my Insurance for any Doctor visit or any hospitalization ?
Thanks in advance for all your help !!!
1. How the Plan works ? ( I am planning to purchase for $50,000 Policy with $250 Deductible)
2. What is the PPO network this plan supports ?
3. Can I go to any Hospital/Doctor who are not part of the PPO network ? In that case how the plan works ? Will it be direct billing or I have to submit a claim request ?
4. If I purchase a $50,000 Policy with $250 Deductible for my Parents then $50,000 will be individually for Father and Mother i.e $50,000 will be for my Father and $50,000 will for my Mother , right ? or it is like total for both of them will be $50,000 ?
5. I regularly visit the below Hospital , could you please confirm this Hospital is covered under this plan and there will be direct billing for any Doctor visit or hospitalization billing ?
Baptist Medical Center South
14550 Old St. Augustine Road
Interstate 95 Exit 335
Jacksonville, Fl 32258
6. I regularly visit the below Urgent Care,could you please confirm this Urgent Care is covered under this plan and there will be direct billing for any Doctor visit or hospitalization billing ?
CareSpot Urgent Care
8705 Perimeter Park Blvd #2
Jacksonville, FL 32216
7. Will this plan cover doctor prescribed medicine bills ? over the counter medicine bills ?
8. After purchase of the plan, Can I cancel it if my parent return early or if there is a change in their travel plan ?
9. How buying this plan through Insubuy will help me later ? Will I get any support from Insubuy if I need to claim or use my Insurance for any Doctor visit or any hospitalization ?
Thanks in advance for all your help !!!
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