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Hi All, I'm confused between all the options for buying traveling insurance with coverage for Pre-existing conditions (PED). My father has diabetes and heard medical condition. Most of the insurances I searched are offering coverage for acute onset of PED but have policy maximum benefits as high as $300k or higher. From what I read about these type of insurances is that >90% of the cases they deny coverage for PED saying it doesn't qualify as acute onset. This worries me. A friend of mine has suggested another insurance ( **** *.org) who seem to be the only one I came across that offer coverage for PED without limiting to acute onset but they have a $1,500 deductible and policy max benefit of only $25k for PED. That is too less to cover anything if hospitalized due to PED. Now I'm really confused. Should I buy insurances that cover acute onset of PED but have a higher policy coverage or buy **** *.org insurance with no acute onset limitations but very meager coverage for PED? If anybody has experience with such situations then I could use from your experience.
Thanks a lot in advance.
Thanks a lot in advance.
