Tata - AIG insurance

[rohan2007]

Hi
I have checked the rateS & health insurace benefits provided by Tata to US Visitors . The rates & services provided look good.
Dos anyone has any experience about Tata-AIG ?

Regards
Rohan

[krishnan]

It is better to buy from US based company rather than an Indian company.
Read details at https://www.insubuy.com/visitor-medi...ance-overview/

Please note that Tata-AIG (and also ICICI Lombard, Bajaj Allianz etc.) are ONLY fixed coverage plans for age above 55 years. They are NOT comprehensive coverage plans.
Read more about fixed vs. comprehensive at https://www.insubuy.com/visitors-insurance/

Also, read expert comments at

http://www.immihelp.com/forum/showthread.php?t=24053

http://www.immihelp.com/forum/showthread.php?t=18204

http://www.immihelp.com/forum/showthread.php?t=5301

Also, read comments from users at
From Kalpak on Aug 18, 2006: https://www.insubuy.comhttps://www.i...rance-reviews/
From Karthi on Mar 28, 2005:
https://www.insubuy.comhttps://www.i...rance-reviews/
From Swapneel on Aug 5, 2003:
https://www.insubuy.comhttps://www.i...rance-reviews/

[insubuy]

I just received this email 5 minutes back:
-------------------------
I was looking at your website and wanted some advice. I had invited my parents to visit here and my dad had to undergo emergency surgery 10 days back.

The hospital bill is alone $91,000 and we still have to receive the physician bills etc.
He had purchased insurace thru TATA-AIG for $50,000. He is 70 years old.

Right now, we are stunned with what to do. I am trying to figure out our options and totally lost. AIG is saying they will cover only 10,000. Even if they cover the entire 50,000 we still have have a huge bill.

I am not sure what to do and some people are saying that I will be held liable since I have signed the affidavit of support for his visa documents.

I need advice abt few things, what are my options in terms of paying the bill? How to deal with the insurance companies? What are the liability issues I will face.

Any help will be greatly appreciated.

Thanks,
Uma