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  • Visitors Medical Insurance

    Hi Narendra,
    My parents are coming to USA on 26th of April 2007. I had gone thru all insurance plans.Patriot America and Protection America looks good to me.As my parents are coming for 4 months,I wanted to take the insurance directly for 4 months ,so I will not need to renew it from time to time.
    As per my knowledge protection america has enhance features over patriot america.
    But apart from renewability and drug prescription card and 90/10 coverage is there any vary major difference between these two?
    Also if I prefer to buy the insurance online ,I know I will get every documents in email but Can I get Id cards in postal mail as well at no extra cost i.e.no shipping cost
    As I read in one of the forum patriot america sends there documents in email also and by postal mail also at no shipping cost.
    Is that correct?

    Looking forward for your help..

    Sonali

  • #2
    Patriot America was recently enhanced and most of the features in Protection America were added in Patriot America.

    Now, the real difference between those 2 is
    Patriot America is renewal only if you buy initially for 3 months. Protection America is renewable even if you buy for minimum 5 days.

    If you are planning to buy the insurance for 4 months, you can buy Patriot America.

    As soon as you make the purchase, you will get the virtual id cards in the email. Actual id cards will be mailed to you the next business day.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Visitors Insurance

      Hi Again Narendra,
      Thanks for the quick reply to my queries.I really appriciate it.
      Now I have few more questions for you.
      1.As there is no major differnce in Protection America and Patriot America,
      Why protection america premium is almost $200 more over Patriot?

      2 Will Protection america deliver the id cards and other documents in postal mail as well as in E-mail (for postal mail no shiiping cost?)

      I am really confused about what to buy.Please suggest me about the insurance as per your good insurance knowledge and experience.

      Sonali

      Comment


      • #4
        1. As I said before, Patriot America was recently enhanced and all good features from Protection America were added in Patriot America.

        Insurance company didn't have chance yet to update Protection America price/features. That is why it is costs more.

        2. Yes.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          1. IMG email confirmation.

          Did you specify Yahoo email address? If so, please check in your bulk mail folder. The confirmation is most likely in your bulk mail folder.

          2. Admin of InsuBuy.com
          Admin department is open till 5 PM Central. If you sent an email after that, you will get the response the next business day.

          3. Print id card.
          You can visit https://www.insubuy.com/img/id-card/ and print id card online at any time.

          4. Is the last name of the persons Birari?
          If so, someone in my office just sent you the email confirmation.
          If not, please send me an email to nkhatri[at]insubuy.com and we will send you the confirmation again.
          Thanks & Regards
          Insubuy
          Toll Free: (866) INSUBUY
          Local: (972) 985-4400
          Fax: (972) 767-4470
          Website: http://www.insubuy.com

          Comment


          • #6
            We talked after this and I believe you are all set.

            It is much easier to resolve such things over phone rather than public discussion forum.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment


            • #7
              Visitors Insurance

              Thanks for your help.


              Sonali

              Comment

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