Insurance for several people

[submittedviaemail]

We have a number of employees who will be temporarily be relocating to Boston for a period of 3 to 9 months. One of the employees will be bringing his wife and young child. The company wants to buy medical insurance for employees such that after a modest deductible all further bills are covered. This would include doctors visits and prescriptions as well as emergency cover.

[insubuy]

Yes, we do have such insurance plan.

Please look at Protection America at https://www.insubuy.com/patriot-america-insurance/medical-insurance/brochure.jsp

In this plan, after you pay the deductible, insurance company pays 80% for first $5,000 expense, you pay 20%. After $5,000, it will pay 100% up to the policy maximum. (There is no short term plan that would cover 100% after the deductible.) You can choose deductibles of $100, $250, $500, $1,000 or $2,500. And you can choose policy maximum of $50,000, $100,000, $500,000 or $1,000,000.

You can get instant quotes online and make instant purchase as well. You require date of birth, passport number and name for each person. As soon as you make a purchase, you get a virtual id card in the email, next business day, actual health insurance card is mailed to you. Coverage can start as early as next day or any future date you specify.

Protection America is a PPO plan and participates in First Health PPO network which is a huge network of 475,000 physicians and 4,500 hospitals all across US. You can search the directory at https://www.insubuy.com/img-first-health-ppo-network/

You can purchase the insurance for any duration you like initially (min. 5 days) and then extend it for any duration (min. 5 days), up to max. 3 years. Every time you renew, there is $5 renewal fee, but coverage is continuous, and there is only one deductible and co-insurance once per year.