Co-insurance

[hariharanm]

Hi ,
In protection america plan there is a clause saying there will be no coinsurnace outside US .In my case my parents would stop by in Uk for 10 -15 days while going back from US .Can you please explain me this part ?.
I didnt undersyand the part "No coinsurance"

[insubuy]

That means, that outside US/Canada, insurance company will pay 100% after the deductible.

In US/Canada, after you pay the deductible, insurance company pay 80% (or 90% if upgrade purchased) for first $5,000 and you pay 20% (or 10%). That 20% (or 10%) is considered the coinsurance.

As you don't have to pay 20% (or 10%) after the deductible, it says "No coinsurance".