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I would sincerely appreciate if you could answer my question regarding the Medical Maximum when one is continuing the coverage for more than 12 months, for up to 3 years as allowed in the Liason International Insurance Program for visitors into the US. The text of the program brochure/summary I refer to is included below.
My question is: If I choose for example a max of $100,000, will this be the max. amount for the whole timeframe of up to 3 years, or is the Medical Max also refreshed every 12 months, or is it per incident/ilness? I see the deductible&coinsurance start fresh every 12 months, but I see no mention anywhere regarding the Maximum benefit.
Thank you,
Bogdan
Continuing Coverage
…. While a new period of coverage will be issued, your original effective date will be used with regards to calculating your deductible and coinsurance (for up to a total of 12 months, then both will begin again), as well as determining any pre-existing conditions. Since SRI's Benefit Period states that the program will pay up to a total of 6 months for any one eligible condition, you can be protected beyond your period of coverage.
The maximum period of time SRI will offer this feature is three years (one year for persons age 65 and over)….
My question is: If I choose for example a max of $100,000, will this be the max. amount for the whole timeframe of up to 3 years, or is the Medical Max also refreshed every 12 months, or is it per incident/ilness? I see the deductible&coinsurance start fresh every 12 months, but I see no mention anywhere regarding the Maximum benefit.
Thank you,
Bogdan
Continuing Coverage
…. While a new period of coverage will be issued, your original effective date will be used with regards to calculating your deductible and coinsurance (for up to a total of 12 months, then both will begin again), as well as determining any pre-existing conditions. Since SRI's Benefit Period states that the program will pay up to a total of 6 months for any one eligible condition, you can be protected beyond your period of coverage.
The maximum period of time SRI will offer this feature is three years (one year for persons age 65 and over)….
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