Query on temporary insurance

[submittedviaemail]

I am currently working in US on contract basis and I am covered by my companies insurance. But my contract expires on Jan 12th and intend to stay in US for 2 more weeks ( till Jan 27th) before flying back to India.

I just need basic insurance of around 50,000$ so could you suggest me one? How does the deductible and co insurance would affect me in this case.

Suppose my deductible is 200$ and co insurance is 80/20 ( 5000$ )and in the 2 weeks I make just one visit to a pediatrician incurring an expense of say 300$.
So does it mean that all 300$ will have to be paid by me or in short I have to pay the first 1200 $ ( 200 + 1000) before I start making any claims?

Pls advice. ( I will not be covered by COBRA)

[insubuy]

If your deductible is $200 and coinsurance is 80/20, if your expense is $300,
you first pay the deductible $200 and for next $100, insurance company will pay 80% ($80 in this case) and you pay 20% ($20 in this case.)

You can purchase Protection America plan, available at https://www.insubuy.com/patriot-america-insurance/

Please let me know if you have any other questions.