Protection America or Atlas America

[submittedviaemail]

Hello, I need to purchase travel medical insurance for my parents traveling to the US for 2 months. There ages are 62 and 56 respectively. I am looking at renewable plans for $1,000,000 with 80/20 co-insurance (upto $5000) and $1000 deductible. It seems that Protection America and Atlas America both fit the bill (both have providers in my area). However, Protection America is somewhat more expensive. Are there any reasons to choose Protection America over Atlas? Which policy would you recommend? Thanks, Prashant

[insubuy]

Different insurance companies set their prices based on variety of factors such as volume of business, past claims experiences, their general expenses and many other factors.

There is always not a straight forward reason why one product would be little bit more expensive than the other. (If you notice, Atlas is more expensive for 65+ compared to Protection America, while cheaper for ages below 60).

You can buy either Protection America or Atlas America. Both are excellent products, available at our web site https://www.insubuy.com

You can one additional feature in Protection America: Rx Discount Card.

Please let me know if you have any other questions.

[submittedviaemail]

Hello Narendra,

Thank you for the quick response I will go with Atlas America. BTW, I did speak with you yesterday and you had recommended that for Protection America, I buy separate policies for my mother and father. Does the same apply for Atlas?

[insubuy]

In Atlas America, that does not matter as they give separate certificate numbers for each person either way.