Need clarifications for visitors visa insurance

[submittedviaemail]

Hello

I would like to know more about your insurance offers.

I am a 26 year old Swiss citizen and I am planning to move to Mexico shortly to start studying over there.

I am healthy and I like to do sports such as jogging, yoga, pilates. Etc. I am also planning to take a beginners course in scuba diving in the next year.

Swiss citizens who leave their homecountry for more than 6 months at a time are required to change their residency to their current country of residence. That means I would no longer be a Swiss resident yet in Mexico I would only hold a student visa which has to be prolonged every year (I would not receive the status of a permanent resident). I point this out as I am not sure if international student insurance is still aplicable in this situation.

I am interested in the Patriot plan. I need a health insurance package that covers the above mentioned situation (including scuba diving),
would Patriot America be suitable? I would like in- and outpatient benefits with a small deductible and no co-insurance if possible. What policy maximum is reasonable for Mexico?

Me and my fiance are not planning to have a baby in the next five years, but what if I got pregnant, would maternity be covered?

How about visiting friends in the USA for a short period of about a week. Would that be covered or could I buy an extra policy for that?

Are short-term visits to my home-countries covered?

Please do not just send me a quote as it is crucial to me to have answers to my questions before I buy anything. Thank you so much.

Best regards,

[insubuy]

Yes, Patriot America is suitable.

1. Sports:
In order to cover scuba diving etc, you have add an option for 'Leisure Sports'.

2. Policy maximum:
You buy $100,000

3. Maternity is NOT covered.

4. Patriot America will cover in US as well. In US/Canada, you have to
pay coinsurance of 10% for first $5,000. There is no coinsurance for Mexico.

5. Incidental home country coverage up to two weeks cumulative total is covered.

You can purchase Patriot America online at https://www.insubuy.com/patriot-america-insurance/

Please let me know if you have any other questions.

[insubuy]

Thank you so much for your comprehensive answer. I do have some additonal questions:

How are emergencies handled? Let's say I have an accident and I am taken to an emergency room, how will the payment be arranged? Is there a
24/7-hotline that can make arrangements for me and can grant the hospital the paiment of the costs?
NARENDRA >>> Read

https://www.insubuy.com/img-first-health-ppo-network/

Is there a free choice of doctors and hospitals?
NARENDRA >>>Read https://www.insubuy.com/img-first-health-ppo-network/

How are costs reimbursed? How long does that process take aprox. to handle a claim?
NARENDRA >>>Read

https://www.insubuy.com/img-first-health-ppo-network/

Are chiropractic treatments or physical therapy paid for?
NARENDRA>>> Physical therapy, only if recommended by a physician. No chiropractor.

Are dental treatments covered for in case they are necessary? What is considered a dental emergency?
NARENDRA>>>>
Injury to teeth in an accident - Up to policy maximum.
Tooth pain etc. - Up to $100

Are medical check-ups and vaccinations covered for?
NARENDRA>>> No

Thank you so much for your assistance.

[submittedviaemail]

Thank you. I checked the links you indicated. But I didn't find any explanation about an emergency number or how a claim is handled. Please
explain me, thank you.

[insubuy]

Emergency number will be on the insurance card you will get after you purchase the insurance.

More information how the claim is processed is given at

https://www.insubuy.com/what-is-visitors-insurance/