visitor medical insurance please help

[Apeksha]

i would like lots of reviews from people who have used the various medical insurances used for parents while they are visiting US

PRotection america is what is touted more here , but i would like to hear from people on this forum who have taken visitor medical insurances

Your early response will help me choose the right one for my parents coming next weekend?

[insubuy]

Here is the biggest truth:

Most people tend to write the reviews for visitors medical insurance when they have a problem with the insurance, when things didn't work out, when insurance company didn't pay according to what they promised, or when they had obviously pre-existing conditions.

When everything is working fine, most people assume it to be normal and don't feel so much urge to let everyone else know. Therefore, what you see on this discussion forum and in the experiences forum at https://www.insubuy.comhttps://www.i...rance-reviews/ is everything the users have posted.

(Ironically, if people indeed posted a lot of good experiences about a particular product, other potential customers can easily say that those must have been **** experiences posted by the seller itself. Well, many of those potential customers may be right because some sellers may actually do that, but that is something we would never do.)

Therefore, I advise that you look at the products available at https://www.insubuy.com Compare them side by side and choose the one you like. If you have any questions, please feel free to post them here or contact us at any time.

[Apeksha]

thanks for the information

I saw your posts and the website . My parents will be travelling next weekend .

So should i apply now ?

Is online application possible ? Also I could not find the premiums for 3 months
My mother will be here for only three months . She is 54yrs .

You have mentioned Patriot America service and Visitors care , are all these $0 deductible or all these apply only after some amount is accumulated , say first $200 is not covered or anything like that?

Also , she just went annual medical exam in India , everything turned out normal.

I would like to take a good insurance policy without much hassles and which can be used like the regular insurance card that we show here in the doctors office .

Is it still possible for me to applymedical insurance for her stay here period or is it too late , as she will be reaching US on friday

Please reply .

thank you

[insubuy]

1. Yes, you can apply now. Yes, online application is poissble.

Please visit https://www.insubuy.com/visitor-insurance/

For each product, you will see 'Instant Quotes & Purchase'. Click on it to purchase the plan you like.

2.
There are two types of insurance plans:

Fixed: Cheaper, limited
Comprehensive: More expensive, better coverage

Please look at https://www.insubuy.com/visitors-insurance/ to understand how it works.

3.
You can look at either Patriot America or Atlas America.
To understand how they work, please read

https://www.insubuy.com/img-first-health-ppo-network/

https://www.insubuy.com/hccmis-ppo-network/

4.
Yes, it is possible apply now. It is not too late.

If you have any other questions, please feel free to post them here or call us at any time.

[Apeksha]

premium

Is the premium amount of $460 for patriot america for three months or is it for one month?

Also does it need to be renewed every 5 days?

[insubuy]

1.
It is for the entire duration you entered.

2.
No.
As long as you initially purchase for minimum 3 months, you can renew for any duration you like and minimum 5 days.

[Apeksha]

Can i pur chase

Can i purchase after my parents come here?As they should have started travelling from India today
They might reach US only tomorrow afternoon?

[insubuy]

Yes, you can.

[Apeksha]

@250 deductible

Is the $250 deductible on patriot insurance premium cost 330 as per the website .

Also I would like to take insurance for my parents starting next week through end of august , is that possible or is it mandatory to start from the day they landed here?

[insubuy]

1. I am not able to understand your first statement. Could you please rephrase it?

The prices you see on the web site are accurate and up to date.

2. You can take the insurance from any day you like, as early as the next day or any future date you specify. In order to cover during travel as well, you should put the effective date one day in advance of the travel date, as the coverage is according to US Eastern time and not according to India time.