Health insurance queries - pre-existing conditions

[submittedviaemail]

Dear Sir/ Madam:

My in-laws are visiting me for 5-mos starting next week. I'm planning to buy the Patriot or Atlas plan from your website. My father-in-law is 62 yrs old and mother-in-law is 57 yrs old. They are in good health. They underwent lots of tests and thorough checkups before buying their tickets and everything is normal. No BP, no diabetes nothing.

The only thing that comes to my mind is that few months ago my father-in-law had pulled up a hamstring while visiting a temple. He was treated for it and is pain free. Now for some reason if his pain flares up while in USA, will it be treated as a preexisting condition or as an emergency? If the doctors find the pain has nothing to do with the hamstring pull but something else, how does the insurance treat this scenario? If the doctors find that the pain is due to something that was not diagnosed earlier, does insurance cover it?

I hope you get my questions. Please advice.

Thanks

[insubuy]

Recurrence of a pre-existing condition is considered as pre-existing condition and not covered, even if emergency.
Please read https://www.insubuy.com/visitor-medi...ng-conditions/ for more information.

As long as the treatment records in the US indicate that the condition was not related to pre-existing condition, it would be covered.

You can purchase Patriot America online at https://www.insubuy.com/patriot-america-insurance/

Please feel free to contact us at any time if you have any other questions.

[insubuy]

Update:

Atlas America Insurance provides coverage for an acute onset of pre-existing conditions up to $15,000 for the persons below the age of 70 years. Even though there is no coverage for all types of medical conditions, there is some coverage up to some amount under some circumstances and therefore, it would be helpful to you. Please look at the details within that link for further details.