Cashless visitor insurance that covers everything

[submittedviaemail]

I am Indian citizen age 23 with Visitor Visa. I will be training for middle distance athletics training under a local Florida coach. I will be starting my stay in Florida USA from 12 JUN09 and expected to be in USA for one year with travel back to India in between. As an athlete I may be require medical assistance more likely than others. I would like to avail a comprehensive policy that will take care of all my medical bills including even a minor consultancy and that which will be widely acceptable as cashless in US. Please advise.

No. Not a professional runner. Not even entered any competitions as amateur.

[insubuy]

Please look at Atlas America at https://www.insubuy.com/atlasamerica-insurance/ You need to add the 'Sports Rider'.

There is no plan that covers everything. It will cover according to the schedule of benefits, listed at https://www.insubuy.com/atlas-americ...cal-insurance/ It will cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy, even if it is a minor illness like cold, flu, fever etc.

Atlas America participates in Hygeia PPO network. Read https://www.insubuy.com/hccmis-ppo-network/ for more details.

Please feel free to contact us at any time if you have any other questions.

[submittedviaemail]

Dear Narender

Please advise best quote and comprehensive package:

AGE: 23
TRAVEL DATE OUT OF INDIA: 10JUN 2009.
ARRIVAL DATE IN ORLANDO, FLORIDA, USA: 12JUN 2009.
EXPECTED DEPARTURE DATE OUT OF USA: 01DEC 2009.
RETURN TO USA AROUND FIRST WEEK FEBRUARY 2010 FOR TWO MONTHS.
SPORTS RIDER REQUIRED.

Is it 288.96? deductible 250 and max cover 50000. What does deductible mean? With increase in deductible for same cover cost goes down. Advise.

Should I take Cover for whole year (up to 10JUN 2010 or just up to 1st DEC 09 (less than 6 months) as I will be return to US for two months after staying in India for two months? Also the length of stay option is at the behest of immigration officer at point of entry. Advise.

What should be a safe max coverage in my case?

What documents / insurance card will I get on buying cover from atlas america. What is the process when I visit hospital or physician? Does the doc/card provided by you get me cashless treatment/consultancy?


Thanks

[insubuy]

1. Prices are the same as what you see online at https://www.insubuy.com/atlas-america/

2. Deductible is amount you have to pay first once before insurance company pays anything. Price goes down when you choose higher deductible.

3. You should buy whatever the maxmium you can afford. We recommend at least $100,000.

4. You will get insurance and the policy wording after purchase.

5. Regarding going to dr and payment, did you read https://www.insubuy.com/hccmis-ppo-network/ as per my last email?