Difference between Patriot America vs Protection America vs Patriot GoTravel America

[submittedviaemail]

Hello, My parents will travel from India to US at the end of May. They will enter on an immigrant visa and plan to stay with me for 6-7 months. Your website shows Patriot America, Protection America and Patriot Gotravel America as choices. Those choices have similar coverages. Could you specify pros/cons of these plans please? Also, it is not clear if routine visits to a doctor for minor illnesses (such as flu, diarrea etc.) are covered or not. Thank you very much for your help. Sincerely

[insubuy]

Patriot America vs Protection America
Patriot must be purchased for initially minimum of 3 months to be able to renew in future, while Protection can be purchased for any duration and still be renewed.

Patriot/Protection America vs Patriot GoTravel America
PatriotProtection has coverage for emergency medical evacuation, repatriation of remains, loss of checked luggage and injury to teeth in an accident that Patriot GoTravel does not have.

You can buy any of them online at https://www.insubuy.com

If you have any other quqestions, please feel free to contact us at any time.

[submittedviaemail]

Hello Narendra,

Thanks for quick response. I have a few more questions.

1. Do all of these plans cover routine visits to a doctor
for minor illnesses (such as flu, diarrea etc.) ?

2. If an insurance is bought for say 3 months and before
it is renewed the insured becomes sick ... could the insurance
company deny renewal?

Thanks,

[insubuy]

1. Yes.
2. No.