Travelers medical insurance questions

[submittedviaemail]

have a couple of questions regarding the insurance plans offered for tourists to the United States of America. I require a medical insurance for my mother who will be in the US for 4 months from Malaysia. I have a couple of questions that i need clarification for.
1. What does the coverage limit for medical expense mean?
2.What is a deductible amount and how does this work? Is this a co-pay?
3.Is there a medical plan with a co-pay between $25 and $35?
4.What is a co-insurance?
5. Prescription medicine- how much money do we have to pay vs how much does the insurance cover?


Thank you.

[insubuy]

1. That is the maximum amount the insurance plan will pay.
2. No, deductible is different from copay. Look at https://www.insubuy.com/visitor-heal...ce/#deductible
3. There is no concept of copay in short term plans. Please look at https://www.insubuy.com/visitors-insurance/ to understand how it works.
4. Read https://www.insubuy.com/visitor-heal...e/#coinsurance
5. That depends upon the plan you purchase. Please look at various plans available at https://www.insubuy.com

Please call us so that we can go over various plans with you and suggest you the most suitable plan to you.