Hello, I am planning to purchase visitors insurance for my mother who is 61 yrs old and has already arrived in the US (10 days back). My choice is to purchase comprehensive coverage. However I am not able to decide between a 500k and 1mil coverage limit. My mother has problems like cholestorol, arthritis, thyroid. No BP or diabetes. No heart problems. My intent is to cover against accidents, injury, any surgical procedure and assoicated room/board and nursing costs. With this info in hand, which insurance plan / company would you recommend. I know this might not be the most complete info to make a choice, but I'm hoping you can make a just suggestion. Also, are these plans accepted all over the US? My mom needs to travel between NY and CA and maybe some neighbouring cities. Appreciate your help.
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You can consider purchasing Patriot America plan, available at https://www.insubuy.com/patriot-america-insurance/
You can buy either $500,000 or $1 million. There is not much difference in the premium.
Patriot America patricipates in the First Health PPO network, which is well accepted all over the US.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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Hi Narendra,
Thanks for your reply.
I was wondering if 500k is too much coverage? In your experience have you come across cases with such a limit justified? I guess I'm trying to understand what procedure would cost so much and do I need to cover my mother against something like that.
Thanks,
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No, $500,000 is not too much coverage. Your costs may run up to that amount in case of any serious accident, or even a major sickness.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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Thank you for the complements.
We, as a broker, work for you and are here to help at any time even after the purchase.
You can confidently buy the insurance from our web site at https://www.insubuy.com
If you have any further questions, please feel free to contact us at any time.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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