Pre-existing conditions coverage visitors health insurance

[submittedviaemail]

Hi, I would like to bring my Mom to USA. She's 65yrs old and has pre-existing medical conditions(diabetic and low-blood pressure) under proper medication. I would like to get a visitor insurance for her. I am skeptical about going for fixed or comprehensive plan. please provide some guidelines on the same. she would be staying with me for about 5 months. if the insurance doesn't cover for pre-existing medical condition,what's the advantage of taking comprehensive plan than fixed plan.

[insubuy]

The main difference between fixed and comprehensive coverage is not mainly what is covered, but how much is covered.

Please read https://www.insubuy.com/visitors-insurance/ to understand the difference between fixed and comprehensive coverage plans.

Let's say, you take fixed coverage plan for $50,000 policy maximum. If you need a surgery that costs $40,000, it would only cover $3,300, while the comprehensive coverage plan would cover entire $40,000, subject to deductible and coinsurance.

We recommend that you always buy comprehensive coverage plan. Particularly, you may want to look at Altas America at https://www.insubuy.com/atlas-americ...ions-coverage/ and at
https://www.insubuy.com/atlasamerica-insurance/

If you have any further questions, please feel free to contact us at any time.