Insurance for my Aunt

[razor1234]

My aunt is visiting us for the very first time for about 3-4 months. She is 64(turning 65 during her stay here) years old and has varying BP for which she is on medication and will be bringing medicines for 4 months.

1) Which insurance will cover this preexisting condition
2) Do we have to buy insurance for 65-69yrs or 60-64yrs???
3) What are the payments for Emergency room visits
4) Seeing a doctor for any common cold/fever doc etc

What is the main difference between Liason International Vs Atlas America..
Why woul don eprefer one over the other??

Thanks

[insubuy]

Thank you for your interest in purchasing visitors insurance for your aunt.

1.
You consider purchasing Atlas America Insurance. It will cover an acute onset of pre-existing conditions for persons up to $15,000 for people below the age of 70 years.

2.
60-64.

3.
If the person visits the sickness for which they are not subsequently admitted, the room charge is not covered but the treatment charge is covered as long as it is an eligible expense.

For sicknesses that subsequently result in hospitalization or accidents, ER visit is not a problem, and treatment charge as well room charge are covered as long as they are for eligible expenses.

4.
That's fine.


Main difference between Atlas America Insurance vs Liaison International

$15,000 in acute onset of pre-existing for age below 70 vs no coverage
100% in network and directly billed vs 80/50 for first $5,000 and 100% after that

Other than that, both are excellent plans from two different companies.

[razor1234]

I am trying to purchase the Atlas America Insurance and am seeing some issues. Is there a way I can contact you to make the puchase?

Thanks

[insubuy]

Yes, you can contact us at toll-free (866) INSU-BUY.

[razor1234]

Purchased Atlas america

I purchased the "Atlas america" plan for my aunt. We live in San Diego, CA. I am stil not understanding the "NOTICE" that appears in the email after the plan is purchased ..

Could you please clarify and confirm I will not have any issues regarding claims etc as I live in Caifornia..

[insubuy]

Please read https://www.insubuy.com/hccmis/california-notice/

If you still have questions, please call me.