Protection America V/S Visit USA

[mprajapa]

Narendra,

Can you tell me what is the difference between
Protection america and visit USA (travel insure) . In the forum i havent seen anybody opting for visit usa from travel insure ?

I want to buy for my parents and need to decide between this 2 insurance policy

which one would be better they are visiting me for 3 mnths period.

Thanks
Mehul

[insubuy]

With Protection America the maximum benefit is for lifetime of insurance policy. Visit USA the maximum benefit is per incident. Protection America is renewable and the deductible is an annual deductible, so you only need to satisfy it once for 12 months of continuous coverage. Visit USA is nonrenewable, if the trip gets prolong you will have to purchase a new insurance policy, pay deductible again. If a condition occured in previous policy, it will be considered a pre-existing condition in the new policy, so it's more beneficial to have a renewable plan.

https://www.insubuy.com/patriot-america-insurance/medical-insurance/brochure.jsp

https://www.insubuy.com/visit-usa-insurance/what-is-visitors-insurance/

Thanks & Regards,

Mindy