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Health Insurance Resources
For the elite customers who would like to go with the best visitors health insurance,
IMG Protection America
is the obvious choice.
Protection America is a
comprehensive visitors health insurance for parents & relatives visiting USA.
Protection America from IMG
is renewable for a minimum of 5 days at a time and has a huge PPO network (First Health).
It is a member of
Passport Protection Plus.
Patriot America is an excellent choice if you would like to purchase for minimum 3 months initially. Patriot America Insurance participates in First Health PPO network. For those customers that are cost conscious and would like Visitors Insurance from a reputable company, Visitors Care IMG is a very popular choice. Visitors Care is a scheduled benefit plan and can be purchased at IMG Visitors Care web site. Visitors Care is a scheduled benefits insurance plan and you can get more information about Visitors Care online. If you are not sure for how long you may need Visitors Medical, Atlas America from HCCMIS is the most flexible as it allows you to extend the insurance in increments of 1 day. For short term visitors to USA, Diplomat America makes good sense if you want the insurance coverage from A "Excellent" rated company. Diplomat America Insurance provides $50,000 of comprehensive coverage plan for persons of age 80 years and above, it is very popular among that age group. If you are traveling outside home country for more than 3 months and up to 3 years, Diplomat Long Term is an excellent choice. It can also be purchased at Diplomat LT or at Diplomat Long Term Insurance. Temporary health insurance for persons between jobs, new graduates, laid off, temporary and part time workers, can not afford COBRA and others. Whatever your short term medical insurance needs may be, we have got the right products from excellent companies, at affordable prices. It is available either at STM America or Temporary Health Insurance. If you are US citizen and traveling abroad, international travel medical insurance can be purchased at Visitor Medical. If you are staying outside United States but would like to have US style coverage and be able to come to US (or anywhere in the world) for medical treatment, if need be, Reside Prime is quite suitable. Reside Prime is annually renewable major medical insurance plan. Whether you are US citizen or non-US citizen, if you are traveling outside home country, WorldMed Long Term can be purchased for up to 3 years. It can also be renewed for minimum 15 days at a time. If you are traveling outside your home country, International Medical Insurance would protect you in case of any unforeseen injury, accident, sickness or illness. Medicare and most domestic plans do not provide International Health Insurance outside USA. In that case, at a very low cost, you can get peace of mind by purchasing International Travel Medical Insurance. Most International Travel Health Insurance plans generally do not cover pre-existing conditions, preventive care, annual physical check ups, cosmetic surgery etc. However, International Travel Insurance would provide coverages for emergency medical evacuation, trip interruption etc. If you have recently immigrated to United States, domestic insurance plans may not be able available to you. Inbound Immigrant provides you coverage up to 5 years, until you may be able to find either suitable domestic plan or eligible to enroll into Medicare. If you are visiting United States, and you are primarily interested in hospitalization coverage and don't care about outpatient benefits, please look into Inbound Hospital. Inbound Hospital insurance also covers up to $5,000 ($3,000 for 70+) if you are admitted into the hospital due to pre-existing conditions heart attack or stroke. For visitors to United States, Inbound USA provides low cost fixed benefit visitor medical insurance. It can also be purchased online at Inbound USA insurance web site. There are other few other visitor medical insurance plans such as Immigrant Secure, Inbound Guest etc. that are worth considering as well. Immigrant Secure Insurance is administered by HCC Medical Insurance Services (HCCMIS) while Inbound Guest Insurance is administered by Seven Corners. However, both of these plans are underwritten by Lloyds of London. For short term group travel insurance, Atlas Group and Patriot Group are suitable. For a long term international major medical group insurance, you can choose either GEO Group or MNU Group. If you are a new immigrant to the United States, please look at Inbound Immigrant insurance which is a low cost schedule benefit insurance plan. Inbound Immigrant that can be purchased up to 5 years. CAREINGTON Dental Plan is a great choice for dental/vision plan for visitors and U.S. residents. International Student Health Insurance: International Student Medical Insurance is mandatory for international students studying in USA. Without showing the proof of International Student Medical Insurance, international students can not register for their classes. Most universities have minimum requirements that must be met by International Student Insurance before they accept such insurance. Study USA insurance from The Insurance Company of State of Pennsylvania is a very popular insurance among them. |
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